Loans over £2000  

The interest rate for loans over £2000 start from 0.75% monthly (APR 9.4%) and are up to 3% monthly (42.6%). The interest rate will depend on the loan amount, the savings accumulated in the PCU UK and the credit score of the applicant for a loan.
 

  • available only for existing PCU UK members, who saves money with PCU UK for at least 3 months,
  • PCU UK members can apply online for a loan from the secured website administration area,
  • individual assessment of credit score,
  • the repayment period can range from 12 to 60 months,
  • monthly repayments,
  • he applicant must be over 18 years old,
  • repayment of the loan is tied together with a regular savings (minimum £25 per month),
  • currently the maximum loan amount is £7500.
 

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PCU UK is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration No 593266.